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Fortunately, in 2024, there was less damage due to storms and extreme weather than previous years. Less storm damage, fewer hailstorms and therefore fewer claims on non-life insurance. According to weather experts, we were partly lucky and many people were better prepared. Nevertheless, heavy showers occurred locally, resulting in considerable damage. In short: the risk of storm damage remains and is even increasing.
Fortunately, you can do a lot yourself to prevent storm damage. Often, simple measures are enough to make your home and garden weatherproof:
1. Check gutters and downpipes regularly, especially in autumn. Make sure they are clean and free of leaves.
2. Anchor or store garden furniture when a storm is forecast. This way, you prevent flying furniture and unnecessary damage.
3. Collect rainwater with a rain barrel. This is useful during rainstorms and useful in drought.
4. Replace tiles with green. Green absorbs rainwater better and helps against flooding.
5. Check trees and fences regularly. Make them sturdy and prune weak branches in a timely manner.
6. Install a water barrier or rubber strip near exterior doors and garages to prevent water from entering.
7. Place gravel strips along facades, so that rainwater can sink easily.
With these simple steps, you can significantly reduce the risk of storm damage.
Despite all precautions, do you still have storm damage? Then follow these steps:
• Take pictures of the damage;
• Contact your non-life insurance immediately;
• Limit further damage with temporary measures, such as a sail or temporary repair.
With good storm damage insurance, you will be reimbursed quickly and efficiently.
Although the past year was quiet, the weather is becoming increasingly unpredictable. Downpours, hail and strong gusts of wind have become part of our climate. If your home is damaged by a storm, it is important that you have good damage insurance. With storm damage insurance, you can prevent high costs and a lot of hassle.
What damage is covered by storm damage insurance?
Storm damage is caused by strong winds from wind force 7, such as broken roof tiles, blown branches that cause damage, fallen trees and leaks due to heavy rainfall. The good news: this damage is usually covered by your non-life insurance, provided you are properly insured.
In addition to storms and rain, heat is also a form of extreme weather. Therefore, make sure you have good sun protection and adequate ventilation. Create shady areas in the garden so that you and your plants are protected from heat waves. This way, you prevent the soil from drying out and limit damage to your garden.
At Van Loon, we understand how important it is that your home is properly insured against storm damage. We are happy to advise you personally on the best non-life insurance for your situation. Thanks to our regional experience in cities such as Dordrecht, Breda, Breukelen, Den Bosch, The Hague, Dongen, Etten-Leur, Leiden, Rotterdam, Rijswijk and Udenhout, we know exactly what you need.
We ensure that your insurance in case of storm damage is properly arranged. This way, you won't be in for any surprises if the weather hits unexpectedly.
Take out your storm damage insurance right away
Do you want to make sure you are well prepared for the next extreme weather? With Van Loon, you can easily take out non-life insurance. Our advisors are ready to help you with clear information and appropriate insurance.
Contact us today about your insurance and make sure that storm damage doesn't overtake you anymore!
TIP! Your situation can change considerably over the years. Don't forget to review all your insurances every once in a while! Curious? Do the free insurance check!