For many people, the time has come: the vacation pay is deposited! Maybe you already know exactly what you're going to do with it—a well-deserved vacation, a weekend away, or maybe something completely different?
Many people use their vacation pay to go on vacation. Quite right: relaxation is important. But remember that a good one travel insurance is indispensable. This ensures that you don't have to pay for unexpected costs, such as medical assistance abroad or lost baggage, yourself. But there are also other ways to spend this perk. Do you prefer to save? Do you pay off debts? Or are you investing in your home or future?
Do you have debts with a higher interest rate than your savings provide? Then repayment is often smart. Paying extra money on your mortgage can also pay off—your monthly payments fall and you pay less interest over the entire term.
Are you considering a major purchase, such as a car, television or renovation? Then you can give vacation pay just that little boost. Or invest in your home with insulation, solar panels or a heat pump. It's good for your energy bill and your home comfort. Sometimes you can even make use of subsidies through the RVO.
Travel insurance sometimes seems like an afterthought, but it definitely isn't. Without insurance, small problems can quickly become major costs. Think of a delay, an accident or cancellation. With good travel insurance, you can really travel carefree.
Not a destination for your vacation pay yet? Then now is the time to create an overview. With an annual plan, you can get a grip on your money and you can use your vacation money when you really need it—for unexpected expenses or expensive months, for example.
Whether you're saving, repaying, investing, or booking a trip—make sure your choices suit your situation. At Van Loon, we are happy to think along with you.
Do you use your vacation pay for a vacation? Then take out your travel insurance on time. This way, you can be sure that you leave well prepared and relaxed.