Checklist: What to expect when buying a home

Couple moving with a moving box

Buying a home is an exciting and important step. Whether you're buying a home for the first time or you've moved before: at Van Loon, we're happy to help you from orientation to key transfer. With this checklist, you'll know exactly what to expect when buying a home. We not only give you mortgage advice, but also ensure that you are well prepared with a realistic mortgage calculation.

1. Identify your wishes and opportunities

Before buying a home, it's important to know what you want and what you can do. Our mortgage advisor discusses your situation, housing needs and future plans. This is how we clearly visualize your options.

2. Calculate a mortgage: what can you borrow?

We create a personal mortgage calculation based on your income and current fixed costs. This way, you know exactly the maximum amount you can borrow and what your monthly payments will be if you have bought that house later.

3. Tailored mortgage advice

During an extensive mortgage consultation, we will look together at what suits you. Consider fixed interest periods, maturities and the advantages and disadvantages of different types of mortgages. Our mortgage advisors provide clarity.

4. Looking for your new home

With your budget and mortgage advice in your back pocket, you can view homes in a targeted manner. We provide tips on what to look out for when buying a home and when contacting the broker.

5. Bidding and negotiating

Have you found your dream home? We help you determine a good opening offer and advise on terms, such as a reservation of funding. Good negotiation is important when buying a home.

TIP! Did you know that you can increase your chances with our offer insurance with certainty? This way, you can make a guaranteed offer without reservation of funding.

6. Apply for a mortgage

Has your bid been accepted? Then we will immediately start applying for your mortgage. We collect the necessary documents, take care of the application with the mortgage provider and keep you informed of every step. This way, the process of applying for a mortgage remains clear.

7. Going to the notary and moving

The last step: sign with the notary. After that, you will receive the key and the house is officially yours. Congratulations! You have successfully purchased your home!

Free mortgage calculation

Do you want to know exactly what you can borrow? Then ask for a personal and free mortgage calculation on. This way, you immediately know where you stand when buying a home.

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