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Absenteeism is something that every employer faces. Sometimes it's a flu, sometimes a severe burnout. Whatever it is, it costs you more than you think. A sick employee costs an average of between €250 and €400 per day, such as continued payment of wages, loss of production, replacement and extra workload for colleagues.
Do you have a company with 25 employees or more? Then it's smart to think about absenteeism insurance for staff. This article explains what to look out for, which pitfalls are better to avoid and why a good absenteeism approach makes the difference.
A sick employee does not just mean continued payment of wages for up to two years. You also have to deal with:
In 2024, the average absenteeism rate in the Netherlands was 5.4%. More than half of the employees called in sick at least once, with an average of 17 working days in absenteeism. Psychological complaints, such as stress and burnout, in particular cause long-term absenteeism: sometimes up to 250 to 300 days per employee.
Many entrepreneurs wait too long to report illness. This increases the risk of long-term failure, so that guidance only starts later. The first two weeks of absenteeism are essential to take action.
An absenteeism file is mandatory. Yet there is often a lack of structure. Sloppy administration causes errors, delays and missed benefits.
If help only comes after six weeks, you're actually too late. Via Van Loon, you will have access to, for example, an occupational psychologist or physiotherapist within two weeks. This way, you can limit the impact of absenteeism and help your employee more quickly.
At Van Loon, you opt for a total solution: absenteeism insurance with occupational health service in one package. So you have:
This way, you prevent fragmentation and unnecessary costs. This is especially important in sectors such as construction, technology, healthcare, business services and transport, where physical and mental work is often carried out.
Whether you already have absenteeism insurance or not at all, it always pays to have it compared. We would love to help you. We compare the options, look at conditions, coverage, costs and, of course, we can immediately calculate the premium that suits your situation. We do this independently, so that you always make the right choice.
Absenteeism insurance is not mandatory, but it is wise. As an employer, you must continue to pay sick employees up to two years of salary. Without insurance, you bear that risk yourself, and it can increase considerably, especially in the event of long-term absenteeism.
With good insurance, you can protect your company against financial setbacks and receive support with absenteeism counseling. That way, you are not alone.
Taking out absenteeism insurance for staff does not have to be complicated. At Van Loon, we look together at what suits your organization. We advise SMEs in regions such as Dordrecht, Breda, Breukelen, Den Bosch, The Hague, Dongen, Etten-Leur, Leiden, Rotterdam, Rijswijk and Udenhout.
Do you want more control over absenteeism and fewer worries? 👉 Then ask for one now free absenteeism check on.
We help you compare, calculate premiums and take out appropriate absenteeism insurance.