Are you wondering if this is a good time to buy a home or improve your home? Despite the continued price increases, the number of mortgage applications increased significantly in the first quarter of 2025. Startups and people over 55 in particular are remarkably active. What can you do with these developments? We have listed the most important points for you.
Are you a starter looking for your first home for sale? Then the outlook is much better at the moment. Indeed, more than half of the mortgage applications come from starters. This is due to increased incomes and a wider range of affordable homes. More and more landlords are selling their rental properties, which gives you more options as a buyer.
Even if you are older and are just now thinking about buying a home, you are certainly not alone. Many people are still making the switch from renting to buying. Perhaps your financial picture has improved or something has changed in your personal situation. Either way, this can be a good time to shape your living future.
Are you 55 or older? Then you may not be thinking about moving, but rather about improving or making your home more sustainable. You are not alone in that. The number of mortgage applications for home adjustments has almost doubled in this group. Think of a bathroom on the ground floor, a barrier-free home or energy-saving measures, such as insulation and solar panels.
The average mortgage in South Holland is currently around €332,000; the highest amount ever measured. Nevertheless, many homes continue to change hands. Buyers are willing to pay more to achieve their ideal home.
Whether you want to buy your first home, switch from renting to buying, or want to improve your existing home, it's important to take a good look at your financial options. The market has challenges, but especially opportunities. After all, more is often possible than you think.
Curious about what is feasible for you? Calculate your maximum mortgage with the free mortgage check. Our advisors will contact you, look at your situation with you and help you find a suitable mortgage solution.