Cyber insurance

Cyber incidents are increasingly affecting SMEs as well. A phishing email, data breach or system failure can lead to direct financial damage, liability and disruption to your business operations.
In addition, legislation such as the AVG sets clear requirements for reporting and careful handling. With appropriate cyber insurance, you cover financial risks and receive support in the event of digital incidents — tailored to your organization and digital dependency.

Schedule a cyber check

What do you arrange with cyber insurance?

Cyber insurance is intended to make the financial consequences of digital incidents manageable. Exact coverage varies by policy and organization.

What is often part of the coverage
(depending on policy):

Investigation and recovery costs after a cyber incident — Compensation for IT research, forensic analysis and repair work to get systems safe and operational again.

Business damage due to temporary system failure — Coverage of loss of turnover and ongoing costs when your business processes (temporarily) shut down due to a cyber incident.

Liability and costs related to data breaches — Support and compensation for claims, fines, legal costs and mandatory reports to supervisors and stakeholders (such as in the event of AVG incidents).

Aftercare — Even after closing, we remain available for questions or adjustments.

Schedule a cyber check

Personal cyber advice. Clearly arranged.

Personal & independent advice

We identify your cyber risks and digital dependency and advise you on appropriate coverage.

Insight into terms and coverage

You know what is and is not insured, with a clear explanation of limits, deductibles and conditions.

Everything well organized in case of incidents

In the event of damage, we will guide you so that you can act quickly.

Free cyber check

Curious about how your company is doing when it comes to cyber risks and insurability? We provide insight and advise which cyber insurance suits your situation.

Schedule a cyber check

Cyber advice that suits your sector

Every company is unique. Our advisors are there for you to provide personal and independent advice, based on knowledge of various sectors. Every sector has its own cyber risks. Whether it concerns phishing and invoice fraud, a data breach or temporary system failure: we know the practice and think along with you from your organization and digital dependency. Van Loon specializes in SMEs and advises organizations on a daily basis in business services, construction & technology and transport & logistics, among others.

BUSINESS SERVICES

Lots of customer data, email traffic and cloud tools. Risks often lie in phishing, CEO fraud and data breaches. We recommend appropriate coverage for recovery costs, liability and business continuity.

CONSTRUCTION & TECHNOLOGY

Projects depend on planning, calculation and chain partners. System failure or ransomware can stop work and hit deadlines. We look at coverage for failure, repair and (any) consequential costs.

TRANSPORT & LOGISTICS

Warehouse/planning systems and links with customers are crucial. An incident can disrupt deliveries and cause additional costs. We recommend coverage that is appropriate to chain dependency, outages and data risks.

Care & well-being

Client and patient data and digital records are crucial. An incident can disrupt healthcare processes and lead to reporting obligations and additional costs. We recommend coverage that is appropriate to data risks, outages and liability.

Trade & E-commerce

Webshop, payments and customer data are business-critical. An incident can cause loss of turnover and lead to fraud or data leaks. We recommend coverage that is appropriate to digital dependency, outages and data risks.

Are you unsure which insurance is right for you?

Schedule a free cyber scan

What determines your cyber risk

Cyber risk depends on more than just your IT. Think about how many systems you use, how much (customer) data you process and how dependent you are on digital processes. Your security level and procedures also play a role. A quick online check often provides an indication — we'd rather map it out together.

Let us test your risks and insurability

Every organization is different. That's why we look at your business operations, digital dependency and current measures. This way, you know where you are vulnerable, what coverage is appropriate and what conditions are realistic.

Schedule a cyber check

Key factors in assessing cyber risk:

Digital dependency— how quickly does your company come to a standstill in the event of a failure?

Data & AVG — what (personal) data do you process and where is it located?

Access & users — accounts, rights, MFA and offboarding.

Suppliers & cloud— chain risk and dependencies.

Backups & recovery — how quickly can you get back to “operational”?

For which organizations is this relevant?

Every organization has different cyber risks. Whether you haven't arranged anything yet or want to tighten up your current policy, we'll help you with clear, independent advice and an appropriate cyber solution.

Your first cyber insurance? We'll help you get started

Get insight into your digital risks and find out which cyber coverage suits your organization and dependence on systems and data.

Take out first insurance

YOU ALREADY HAVE CYBER INSURANCE?

Check whether coverage, limits and conditions still match your current digital risks and business operations.

Schedule a cyber scan

YOUR COMPANY GROWS OR DIGITIZES

More data and systems increase the impact of a cyber incident. We help your coverage evolve with your organization.

Schedule a cyber scan

Want to know more?

Cyber Insurance FAQ

Cyber insurance often raises questions. Below, we'll answer the most common ones so you can quickly know where you stand.

Is cyber insurance mandatory?

No. However, as an organization, you are responsible for damage and the obligation to report incidents.

What does a cyber incident include?

This varies by policy, but can include data leaks, system failures and digital fraud.

Will I get help with a cyber incident?

Many cyber insurances offer support through the insurer's specialized parties.

Is every organization insurable?

Insurability depends on sector, size and basic measures. We will discuss this in the cyber check.

How quickly can cyber insurance be arranged?

After the cyber check, a proposal will quickly follow. Thanks to our power of attorney, we switch faster.

Is your question not listed?

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Always personal cyber advice, near you

You don't have to figure it out alone. Our advisors help SME entrepreneurs with clear cyber advice: from identifying risks to choosing appropriate cyber insurance. Practical, independent and tailored to your organization.